The American Dream


Home
Ownership

With over 315+ loans in the last three years, Jennifer Aviles wants to help you get your dream home.

Fast Closing Times 14-21 days

I'll help you close your mortgage loan in as little as 14 days.

Creative FInancing

We think outside the box with our creative financing, allowing more homebuyers to achieve homeownnership!

Customer Service

I'll always be there to guide you during the biggest purchase of your life. Available 24/7!

Rapid Rescore

Credit improvement consultations to improve FICO scores

Fast Appraisals

Appraisals in 5-10 days.

WHAT WE OFFERLoan Programs

  • CONVENTIONAL
  • GOVERNMENT
  • NON TRADITIONAL (NON QM)

As little as 3% Down

Purchase your home with little to no down.

Minimum Credit Score

Qualify for a loan with a credit score as low as 620.

Free ONE time refinance when rates drop.

Faster Close Times

Conventional loans typically require less paperwork and less time to complete the loan process.

Less Loan Conditions

With Conventional loans you can expect a more streamlined process.

Higher Loan Limits

As opposed to Government loans, Conventional loans have higher loan limits.

Put Zero Down

If you are eligible veteran or qualify for an FHA loan you can get the house of your dreams for zero down payment.

Closing cost can be rolled into the loan

Worried about refinancing and having no cash? We can roll in all closing cost into the loan

Works with a lower credit score

Government loans are more forgiving for lower credit scores. You can qualify easier without having to wait for your credit to be rebuilt.

Perfect option for First time Homebuyers

Programs designed specifically for first time homebuyers with great benefits.

Credit Issues in your history aren't an issue

You can qualify for FHA loan even with issues with your credit history

No Monthly Mortgage Insurance

If you eligible for a VA loan, you won’t have to pay any monthly mortgage insurance premium.

Perfect for Self Employed

Ideal for self-employed and for people with non-traditional financial circumstances.

Alternative income verification methods accepted.

Use your tax returns, pay stubs, and government forms to verify income.

Higher Loan Limits

Loan maximum as high as $2.5 million

Perfect for Vacation and Investment Properties

Second homes and investment properties may be eligible.

Multiple fixed and adjustable loan options

Variety of scenarios that can be applied to adjust term, rate, and closing cost on your perspective loan.

Available Programs

-5% Down Only
-Bank Statement Program
-Community Program (No Ratio)
-ITIN
-Land Loans
-DSCR

Calculate your Monthly Payment

Read My Reviews

“My family struggled during the 2008 housing crisis due to untrustworthy Loan Officers. It was then I decided I would make a positive change in this industry.